top of page

Bank Statement Only

Achieve your homeownership goals by leveraging your financial history, even without traditional income documents.

A bank statement only loan is a type of mortgage loan that allows borrowers to use their bank statements as the primary documentation to verify income and qualify for a home loan. This type of loan is particularly useful for self-employed individuals and business owners who may not have traditional pay stubs or W-2 income but can demonstrate their income through bank statements.

  • Flexibility: Bank statement only loans offer more flexibility in income verification, allowing self-employed borrowers and those with non-standard income sources to qualify for a mortgage.

  • Customized Solutions: Lenders who specialize in bank statement only loans can tailor loan options to the specific financial situations of borrowers, providing a personalized approach to financing.

bottom of page