NQM
DSCR
Valuable tool for new and veteran real estate investors. Leverage the property's rental income to secure financing for their next real estate investment.
The Debt Service Coverage Ratio is a financial metric used to assess a property's ability to cover its debt payments, including the loan's principal and interest. A DSCR loan, often used in commercial real estate financing, is a type of loan that focuses on the property's income-generating potential rather than the borrower's personal income.
Income-Driven: These loans allow borrowers to leverage the property's rental income to secure financing, reducing the reliance on personal income.
Property-Focused: DSCR loans are primarily evaluated based on the income generated by the property being financed, making them suitable for income-generating real estate investments.
Accessibility: Since lenders don’t consider personal finances, they’re more accessible to all types of borrowers.
