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QM

Jumbo

Combining the reliability and consumer protection of QM loan with the flexibility required for high-value property financing.

A QM Jumbo Loan essentially combines the safety and stability features of a Qualified Mortgage with the capacity to finance high-value properties typically associated with jumbo loans. This means that while borrowers are financing luxury or high-value homes, the loan they obtain adheres to the stricter underwriting standards and consumer protection guidelines of a Qualified Mortgage.


  • High Loan Amounts: Jumbo QM loans are designed for financing high-value properties that exceed the conforming loan limits set by the FHFA.


  • Consumer Protections: Borrowers benefit from the consumer protections associated with QM loans, including legal safeguards for both borrowers and lenders.


  • Reduced Risk: These loans are subject to specific criteria that reduce the risk of default for both borrowers and lenders.

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