NQM
VOE
Utilize Verification of Employment to secure your path to homeownership. Our VOE solutions are designed to simplify the lending process.
"VOE" stands for "Verification of Employment," and it's the process where the lender verifies the borrower's employment and income with the borrower's employer. This loan program relies solely on the verification of a borrower's employment and income. If you’re a salaried worker or a wage earner, this program could work for you as an alternate type of financing.
Simplified Application: The emphasis on employment verification streamlines the loan application process, making it quicker and more efficient for borrowers.
Reduced Documentation: Borrowers may have fewer income and asset documentation requirements, making the application process less burdensome.
Fast Approval: VOE-only loans often have faster approval times due to the reduced documentation and simplified underwriting process.